Hi! I'm Justine, your millennial guide to crushing debt and living payment free.

If you're a millennial who wants to crush debt and live payment free, consider me your debt free millennial guide. I'm Justine, and I paid off $35,000 in student loan debt on a $37,000 income in 2.5 years. Now, I'm teaching you all of my debt free ways! Learn how to pay off student loans, control your spending, conquer your biggest (and bad ass-iest) financial goals, and much more. Welcome to the DFM fam!